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Refer to the attached Mercury Error Messages PDF (at bottom) for a complete list of Mercury processor messages.  

Mercury Payment Systems

ValueDescription
DECLINEAuthorization was declined based on issuing bank response. Card brand regulations stipulate that declines should not be re-attempted but should be followed-up with a request for a second form of payment.

CALL ND Referrals
CALL AE Referrals
CALL Discover Referrals

Issuer has placed a notice on the card and requests the merchant to call for a Voice Authorization.
PIC UPAuthorization Declined; authorization network requests picking up the card and reporting. See card brand regulations for details and appropriate action.
DECLINED-CV2 FAIL
INVLD CID
Card brand response for CVV2 mismatch.
INVALID EXP DATEExpiration date entered is incorrect, invalid or no longer current.
NO TRAN FOUNDFailed Reversal attempt.
INV ITEM NUMBERTypically triggered by an invalid RefNo used in VoidSales or an Adjust.

Mercury: XML Transaction Response Details (PDF)

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